Insurance
Due to its innovative treatment and proven efficacy, NeuroStar TMS Therapy may be covered by your insurance health plan. Many insurance companies have established medical coverage policies for NeuroStar TMS Therapy. Below is a list of the insurance companies that we have worked with to cover TMS Therapy. As coverage and payment can vary based upon the patient’s specific plan and guidelines, it is best to contact your insurance company to verify eligibility, benefits, and coverage for TMS Therapy.
Optum Expands TMS Coverage for Teens Ages 15+
We’re excited to share that Optum Behavioral Health has expanded coverage to include Transcranial Magnetic Stimulation (TMS) for adolescents ages 15 and older, effective January 1, 2026.
Encouraging news for improving access to mental health care
Beginning March 6, Cigna/Evernorth will remove prior authorization requirements for in-network Transcranial Magnetic Stimulation (TMS). Reducing administrative hurdles helps patients begin treatment more quickly and with fewer barriers.
This continues a broader expansion of access through coverage decisions that:
• Recognize moderate — not just severe — depression
• Extend eligibility to patients age 15 and older
• Include OCD treatment indications
When insurance coverage better reflects clinical evidence, patients benefit — and that’s progress worth acknowledging.
Beginning March 6, Cigna/Evernorth will remove prior authorization requirements for in-network Transcranial Magnetic Stimulation (TMS). Reducing administrative hurdles helps patients begin treatment more quickly and with fewer barriers.
This continues a broader expansion of access through coverage decisions that:
• Recognize moderate — not just severe — depression
• Extend eligibility to patients age 15 and older
• Include OCD treatment indications
When insurance coverage better reflects clinical evidence, patients benefit — and that’s progress worth acknowledging.
In the the event that you are not covered, you may want consider alternative financing options shown below.
Alternative Financing
Neurostar TMS therapy may also be paid by other options such as:
- mymedicalloan.com
- Flex plans
- Health savings accounts
- Personal Loans
- Family, friends or other support
